KYC & AML

Ukwazi Ikhasimende (KYC) - Imikhawulo Yokusebenzisa

Ngokuhambisana nemithetho yamanje yokulwa nobugebengu bezezimali kanye nokugeza imali, sithobela izidingo zomthetho ngokwenza isheke le-KYC (Know Your Customer) lapho kufinyelelwa imikhawulo ethile.
 Yonke idatha igcinwa ngendlela ebethelwe futhi ayidluliselwa emaqenjini amathathu. Ukuqinisekiswa kwenziwa ngomlingani wethu osenesitifiketi i-Sumsub.

Umkhawulo ngaphandle kokuqinisekiswa: ubukhulu. €1,000 nge-oda, ubukhulu. €10,000 isamba
 Umkhawulo ngokuqinisekiswa: akukho mkhawulo
 Okunye okuhlukahlukene: Eminye imikhiqizo ingathengwa kuphela ngama-akhawunti aqinisekisiwe.

 Ukufaka idatha noma imibhalo engeyona ingaholela ekuvinjelweni kokuthengwa okulandelayo. Kungaholela futhi ekutheni ukuthenga kungacutshungulwe.

Ukulwa Nokugeza Imali (AML)

Ukuhlanza imali (ML) kanye nokuxhasa ngobushokobezi (TF) kuyizinselelo ezinkulu kakhulu emphakathini we-crypto. KwaCoinsbee GmbH, i-ML ne-TF ziwusongo olukhulu emisebenzini yabo. Yingakho i-Coinsbee GmbH yethula futhi isebenzisa imihlahlandlela yokulwa nokugeza imali (AML) kanye nokuxhasa ngobushokobezi (CTF) ngokuhambisana nemithetho efanele, izincomo, imihlahlandlela kanye nemikhuba emihle.
 Izinto ezibaluleke kakhulu zemihlahlandlela ye-AML ne-CTF ye-Coinsbee GmbH zibhalwe ngezansi:

• Ukuqapha okufanele ikhasimende
  Imininingwane yokuhlola ikhasimende itholwa kumakhasimende ngaphambi kokungena kubudlelwano bebhizinisi (futhi ngaphansi kwemithetho ye-KYC). I-Coinsbee GmbH iphinde iqhathanise imininingwane nemithombo ezimele ukuze kuqinisekiswe ukuthi ilungile. Ngokuqoqa nokuqinisekisa imininingwane yekhasimende, Inkampani ihlose ukuba nokholo olufanele kubuqiniso bekhasimende. I-Coinsbee GmbH kufanele futhi iqonde ibhizinisi leklayenti ukuze iqinisekise ukuthi ikhasimende aligezi imali engekho emthethweni nge-Coinsbee GmbH kanye/noma le mali ngeke isetshenziselwe i-TF.
  Imininingwane nemibhalo enikezwe i-Coinsbee GmbH lapho kuhlonzwa ikhasimende kucutshungulwa ngokuhambisana nemithetho yokuvikelwa kwedatha ye-Coinsbee GmbH.
• Ukuhlola Ingozi
  Kusetshenziswa indlela esekelwe engotini ekuhloleni ingozi. Lokhu kusho ukuthi i-Coinsbee GmbH iyaqonda izingozi ze-ML ne-TF ezibhekene nazo futhi isebenzisa izinyathelo ze-AML / CFT ngendlela nangomkhawulo oqinisekisa ukuncipha kwalezi zingozi. Lokhu kushintshashintsha kuvumela i-Coinsbee GmbH ukuthi isebenzise izinsiza zayo ngendlela engcono kakhulu ezimeni ezinengozi enkulu futhi ithathe izinyathelo ezengeziwe.
• Ukuqapha Okuqhubekayo
  I-Coinsbee GmbH iqhubeka nokuqapha ubudlelwano bebhizinisi namakhasimende. Bonke ubudlelwano bebhizinisi buqhubeka nokuqashwa kusetshenziswa indlela esekelwe engotini, kungakhathaliseki ukuthi kuhlelwe kanjani ingozi. Nokho, ububanzi nohlobo lokuqapha kuncike ezingeni lengozi yekhasimende kanye nenkonzo ehambisanayo enikeziwe. Ukuqapha okuqhubekayo kuvumela i-Coinsbee GmbH ukuthi ithole ukuqonda okujulile ngamaphrofayili kanye nokuziphatha kwamakhasimende.
• Ukugcinwa Kwemibhalo
  I-Coinsbee GmbH igcina imibhalo kumakhasimende ngamunye njengengxenye yomzabalazo wokulwa ne-ML ne-TF. Lezi zibethelwe ngokuhambisana nomthetho osebenzayo. Lokhu ukwenza ukuhlola okusebenzayo, ukushushisa kanye nokuthathwa kwempahla yobugebengu kube lula ngangokunokwenzeka.
• Ukuxhumana Nezikhungo Ezinegunya kanye Nokuhlinzekwa Kolwazi
  Ukuxhumana nezikhungo ezinegunya kanye nokuhlinzekwa kolwazi uma kunezicelo ezivela ezikhungweni ngaphakathi komkhawulo womthetho osebenzayo. Uma kukhona isincomo noma ulwazi lokuthi impahla yanoma iyiphi inani ivela ngqo noma ngokungaqondile emisebenzini yobugebengu noma ukubamba iqhaza emisebenzini enjalo, noma ukuthi inhloso yephahla ukuxhasa ngobushokobezi abantu abathile noma inhlangano yobushokobezi, i-Coinsbee GmbH izokwenza lokho ibike egunyazweni olufanele futhi izosebenzisana ngezenzo ezilandelayo. Lokhu kuya kude kangangokuthi izikhungo (ngokuvumela komthetho) zinikezwa yonke idatha yekhasimende nemibhalo ehlobene nekhasimende.

Izinyathelo Zokulwa Nobushokobezi

Ngokuqhathanisa idatha yekhasimende nezinhlu zezinhlawulo (OFAC) i-Coinsbee GmbH ilandela izibopho zayo zomthetho. Izinyathelo zisekela umgomo wesikhathi eside wokulwa nemisebenzi yobushokobezi bomhlaba. Ngaphezu kwezinhlu zezinhlawulo ze-EU, izinhlu zezinhlawulo zase-US zibalulekile futhi kwi-Coinsbee GmbH.